ICBC finally takes aim at drivers causing crashes

How did it take this long for ICBC to realize drivers causing multiple crashes should pay more than those who don't?

ICBC finally seems to be heading down the road to a more sustainable claims policy, but one has to question what has allowed the insurance corporation to get so far off course.

ICBC announced last week a change to its at-fault accident claims that would mean drivers who cause two or more crashes in a year will no longer be considered safe drivers. You read that right, the current system allows some drivers to collect the maximum safe-driver discount after causing two or even three crashes.

Critics of the insurance corporation, including this newspaper, have long argued that safe drivers’ insurance premiums were subsidizing the rates for bad drivers. This announcement pretty much confirms that suspicion.

“Drivers who make good driving decisions should pay less than drivers who cause multiple crashes,” said ICBC CEO Mark Blucher. Is this what passes for innovative thinking at ICBC?

The change won’t take effect until May 2018, if it’s approved by the B.C. Utilities Commission. At that point, a driver with 20 years’ experience who causes two collisions would see their discount reduced from 43 per cent to 15.

The change in policy seems to have been spurred on by the relentless winter storms battering the Lower Mainland and southern Vancouver Island. ICBC’s dial-a-claim reports have jumped by 14 per cent this winter, as southern regions have dealt with multiple snow and ice storms. From December to February there were nearly 300,000 claim calls, with volume up 17 per cent in February compared to a year before.

It’s almost unimaginable that it would take a massive increase in claims for ICBC to come to the realization that perhaps drivers causing multiple crashes should pay more than drivers who don’t.

It’s been hard to find someone outside a ski hill to have a kind word to say about this winter’s weather. But if that’s what it takes to bring some understanding of the cold, hard reality to ICBC, there might be a silver lining to the storm clouds that have been battering B.C. this winter.


Get local stories you won't find anywhere else right to your inbox.
Sign up here

Just Posted

Saanich Police ask for help locating missing high-risk youth

Robyn Coker-Steel has not been in contact with anyone from her home since Dec. 27

Warm ‘blob’ could be behind mass starvation of North Pacific seabirds: Study

Unprecedented death toll raises red flag for North American marine ecosystems

Some 500 people attend Sidney vigil for victims of Iran airplane crash

All 176 passengers, including 57 Canadians, died when Flight PS752 crashed

Six boat wrecks wash up on Cadboro Bay beaches over the weekend

Dead Boat Society working with Oak Bay, Saanich to clear derelict boats

VIDEO: Soldiers trade rifles for snow shovels to help dig out St. John’s

A state of emergency is set to extend into a fifth day

Power lines cut as thieves strike Vancouver Island veterinary hospital

‘Thankfully there weren’t any animals or staff in the clinic when this happened’

ICBC to bring in ranking system for collision, glass repair shops

Change comes after the much-maligned auto insurer has faced criticism for sky-high premiums

Surrey’s ‘Pink Palace’ being used for Stephen King horror shoot

New web series based on King’s The Stand novel

‘It was just so fast’: B.C. teen recalls 150-metre fall down Oregon mountain

Surrey’s Gurbaz Singh broke his leg on Mount Hood on Dec. 30

Vancouver Island Pride weekend returns to Mount Washington Alpine Resort

Building on the success of last year’s family-friendly pride festival on Vancouver… Continue reading

Scarlett Point lighthouse keeper wins a million bucks playing the lottery

“I usually just get a quick pick, so I didn’t expect to win a big prize”

B.C. woman crowned the fastest female marathon runner in Canadian history

Malindi Elmore ran an incredible 2:24:50 at the Houston Marathon

Alberta bulldog breeder ordered to refund B.C. buyer over puppy’s behaviour

Tribunal ruled a verbal agreement to send a new dog superseded the written contract

Most Read